Swell Investing Review

swell-investing-reviewSwell Investing is an investment app that hand pick environmentally and socially responsible companies to invest in. Small time investments in mutual funds can earn you a certain amount in the long run. But investing in growing companies can ensure that you actually earn your due and be a part of the solutions needed in the world. This specific investment market can be found through the Swell Investing app. It is a finance-based app that can help you make smart investments in portfolios that deal with high growth companies. It’s a rather easy to use app and any layman can use it and start investing in what makes a difference in the world.

Investments have always been a tricky shot. But if you look at the current you will notice industries that deal renewable energy or healthy living perform consistently and with a constant increase in need. So, by investing in such companies you can always be assured that your investments will have solid returns. The reason why Swell Investing concentrates in only such companies is because it believes that people would like to invest in ethical and high growth industries. And with the results they are producing, this may be quite true.

Companies that deal with waste control, clean water, disease eradication, etc. are facing an upward growth unlike ever before. Various social, economic, and environmental factors have ensured that these industries need to be on a constant rise to meet with the growing demand of the times. Swell’s portfolio team has handpicked the best companies that belong to a plethora of such industries and made the simplest methods of investment available to its user for a few dollars a year worth of fee.

Swell Investing also features various benefits that make it a perfect choice for planning retirement accounts. It allows liquid money to be invested and also accessed at any point without any penalty. There is a list of IRAs that can be created which allow tax less withdrawal provisions. Overall, Swell Investing is a great investment planning app to use if you know the basics of the stock market.

Swell Investing Pricing

The price of using the Swell investing app needs to be paid annually and is dependent on the amount that one is investing. Your investment can be as low as $5 or as high as $6000, and $7000 for users of above 50 years of age.

If you invest $100 per year in Swell Investing the app fee will be $0.75. This is almost a throwaway price for an app that assures sure shot growth of stocks.

Swell Investing Investment Capabilities

How Swell thinks is the most important factor for investors. The company believes that it has tapped into the exact niche part of the market that consists solely of high growth companies. They have created a portfolio which they call the ‘Impact 400’. It consists of 400 of the top company’s in leading industries that deal with impact creation.

Swell Investing has identified 6 particular industries that it believes will be the key in the immediate to near future. And based on this it has created its portfolio list in which users can invest. These industries are:

  • Clean water – 49 companies
  • Zero waste – 36 companies
  • Healthy living – 54 companies
  • Green tech – 58 companies
  • Renewable energy – 55 companies
  • Disease eradication – 56 companies

Investments made with Swell are always tax optimized. It tries to reduce the amount of taxable profits that you earn and concentrates more on the non-taxable profits. In doing so it reduces the final tax amount that you are required to pay while withdrawing the gains. The app also features various useful functions such automatic investment set ups. Using this feature, you can set up small weekly investments and change as per progress.

Swell allows its investors to a range of compound interest stocks related to cash dividends issued by the portfolio companies. Although these are not so frequent, they can help once achieve a high amount of short-term profit. The portfolio creation process is also highly user specific and provides great options to choose from.

Choice of Portfolio Companies

Swell believes in socially responsible investing to be the best method of investing to exist to not only gain profits but also help grow a bludgeoning market. It calls its process as impact investing and rightfully so, since its choice of companies creates an acute viewpoint towards investment market at current times. And if one were to take a look at any of these industries, they would see that there is truly a growth in them in recent times.

This is because the companies they have chosen to solve the problems of the world and provide a constant need of growth. Swell views the world problems as opportunities but in doing so it provides the users with the ability to be a part of the solutions. Positive impact in terms other than economics is something that investment companies rarely look at. However, Swell has decided this to be the primary regulator of their investment choices, and they have identified that companies that perform the best given such preconditions.

Portfolio Creation

There are three acute portfolio options when it comes to Swell Investing. Thematic portfolios that allow the user to invest based on the six industries. One can apply in any one or in all of them. The second option is an Impact 400 Balanced Portfolio that allows further exposure towards publicly traded companies in all the six industries. And the last option is a combination of both, that allows you to choose a portfolio idea as the base and build with the idea of the other portfolio.

Creating the perfect portfolio is one of the central processes of this app and thus each option is meant to help the user create a portfolio that reflects their financial goals. The portfolio creation process also takes into consideration the timeframe in which each user is planning to withdraw their profits. The best pick is to have a mixed portfolio in order to maximize on reach while also maintain some amount of personal choice of industries.

If one were to investment enough in a right portfolio created with Swell, they even possess the ability to move the corporate investment behaviour. This is due to the impact marketing plan that Swell Investing provides. All your portfolios are managed by high class professionals so that no harm may come to them through criminal means.

Summary

Swell Investing is a fantastic investment opportunity if one knows how the stock market works. If you are a first-time investor, the opportunities may seem thrilling to you but making the right choices can be hard. However, the ability to create a smart portfolio still exists even for newbies due to the apps great UI. Every bit of information is made transparent so that the user always makes a well-informed decision.

Its choice of portfolio creation is certainly unique and rightfully favours the investor who looks towards social development empowering industries with their money. With the help of Swell’s investing opportunities one can truly achieve quick growth in their funds and prepare their retirement or IRA account with ease. Since the 6 industries chosen by Swell Investing show immediate benefits, any investor with even limited funds can achieve a good amount of profit.

Swell Investing has chosen smart investing over highly calculated investing. Of course, it has not the left the numbers behind, as clearly depicted by its Impact 400 list of companies. But the ability to grasp at the core industries that will shine in the present and the near future is what sets this app aside from other investing apps.

Swell Investing Pros & Cons

Pros

  • Smart investment
  • Social need driven
  • Great portfolio creation opportunities
  • Automatic investments
  • Minimal pricing
  • Senior citizen benefits
  • Tax optimization
  • Easy to use UI

Cons

  • Analysis tools missing
  • No mutual or exchange traded funds

Common Swell Investing Questions

Here are the most popular questions investors have about using Swell Investing.

How do you create a portfolio in Swell Investing?

Swell Investing allows three types of portfolio creations. It can be created based on the six industry types or on the Impact 400 list of companies. Or it can also be a mix of both. The user simply has to choose one of these three options and then create a list of high impact companies to invest in.

Does swell investing offer benefits?

There are various benefits when it comes to Swell Investing. For example, all your accounts will incur the least amount of tax, your portfolio will consist of only high performing companies, the investment process will be quite straightforward, etc.

What are the 6 industries that Swell Investing picks companies from?

Clean water, zero waste, healthy living, green tech, renewable energy, and disease eradication are the industries that Swell picks its companies from. Each of these industries serves an immediate global need and thus are considered as high performing sectors. So, by investing in such industries one can achieve highly profitable opportunities in the stock market.

How much does Swell Investing cost?

The annual fees for using the Swell Investing app is dependent on the amount of investment a user makes. For every 100$ worth of investments the app will cost $0.75 per year.

Which is the best portfolio option in Swell Investing?

All three portfolio options presented by Swell are equally profitable depending on the user’s timeline and goals. But if you’re an inexperienced investor then choosing the combined portfolio may serve as the easiest solution.

What is the Impact 400 list of companies?

This is a list of companies within the Swell Investing portfolio that users can invest on. These are some of the highest performing companies within their industries, and they also serve solutions that are crucial to the present day and age.